Note: If you're having problems logging into Personal Access, you might be trying to log in during our routine maintenance procedures.
Routine Nightly Maintenance:
Personal Access is unavailable nightly between 9:00 and 9:15 PM (CST), Monday - Friday to allow for routine maintenance.
If you get the message "Your Financial Institution is Not Available" while trying to sign on during this timeframe, try back in 15 minutes. You might also find the system unavailable from time to time when we perform month-end statement processing, system backups, and software upgrades.
Thank you for your patience as we strive to keep the system in tip-top shape.
Bookmarked Pages / Favorites Problems
Seem to be having trouble getting on to the TFCU website using the same bookmark you've always used? What's the problem? You might be using a bookmark that's linked to an outdated page. Make sure that you're always using a bookmark that goes to this address:
Below are specific instructions for creating bookmarks using the most popular web browsers. Good luck! If you're still having problems after trying to create your new bookmark, please don't hesitate to email us for help at estaff@tfcumn.org.
| Different Browsers - Select the Browser You Use: |
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Please note that some versions of these browsers, particularly very old ones, may behave in a slightly different way. If you need further help setting your homepage, or have a browser that isn't mentioned here, check your browser's Help menu. |
Firefox
- From the Tools (PC) or Firefox (Mac) menu
- Go to the General tab, and choose Options.
- Check that the first option 'When Firefox starts' is set to 'Show my home page'
- Type the URL (http://www.tfcumn.org) into the Home Page box.
- Click OK.

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Internet Explorer
- From the Tools menu, select Internet Options
- Under the General tab you will see a box where you can enter a URL
- Type the URL http://www.tfcumn.org
- Click OK

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Mozilla
- From the Edit menu, select Preferences
- Select the Navigator link at the left
- Make sure that the first option, 'When Navigator starts up, display...' is set to 'Home page'
- Type the URL http://www.tfcumn.org into the Home Page Location box
- Click OK

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Netscape
- Go to the Tools menu
- Select Options
- Go to the General tab
- Check that the first option 'When Netscape starts' is set to 'Show my home page'
- Type the URL (http://www.tfcumn.org) into the Home Page box
- Click OK

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Opera
- Go to the Tools (PC) or Opera (Mac) menu
- Select Preferences
- Go to the General tab
- from the Start Up menu, select 'Start with homepage'
- Type the URL http://www.tfcumn.org into the Home Page box
- Click OK
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Safari
- From the Safari menu, select Preferences
- Click the General icon
- Type the URL (http://www.tfcumn.org) into the Home Page box
- Click OK
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Error Messages:
Signing On to Personal Access
Problems After Signing On
Downloading Transaction History
"403.4 Forbidden: SSL Required"
If you are getting this message, you are probably trying to connect to Personal Access using an incorrect web address. Click on the following address for Personal Access:
https://mfa.tfcumn.org
This should allow you to connect to the Personal Access server.
Invalid Page Fault messages
To fix these errors, you will need to upgrade your browser to the latest version. The latest versions of both browsers are available for free by clicking on these links: Internet Explorer* or Netscape*.
"Network Error: Socket is already connected" message
"A network error occurred while Netscape was sending data (Network Error: Socket is already connected) Try connecting again." Or "Internet Explorer cannot open the Internet site https://personalaccess.tfcumn.org/. A connection with the server could not be established."
To fix these errors, you will need to upgrade your browser to the latest version. The latest versions of both browsers are available for free by clicking on these links: Internet Explorer or Netscape.
"Problem during transit" message
"There has been a problem during transit. Your browser may not be supported. Please sign on again."
The most likely solution is that you need to enable or accept "cookies" on your browser. Personal Access will not function without cookies enabled. (Each browser version can be different, so please check with your browser manufacturer to learn how to enable cookies on your browser.)
If this is not the solution, try updating your browser. upgrade your browser to the latest version. The latest versions of both browsers are available for free by clicking on these links: Internet Explorer or Netscape.
"The identity certificate uses an unknown signature algorithm"
To use Personal Access securely, you need to upgrade your browser (either Internet Explorer or Netscape). And remember that you can also access your accounts with Telexpress, our touch-tone telephone account access. Call 763-544-TFCU (within the Minneapolis/St. Paul area) or 1-800-343-TFCU and use your Personal Access PIN to sign on.
"Sign on information. Problem signing on. Ultra Access Gateway - unable to process the request at this time. Please return to the sign on section and try again. "
Typically this message is displayed when Personal Access is going through daily maintenance. Therefore, Monday - Friday, you will find the system unavailable between 9:00 and 9:15 PM each evening as we complete our daily maintenance tasks. If you get the message "Your Financial Institution is Not Available" while trying to sign on during this timeframe, try back in 15 minutes.
You'll also see this message when we are processing month-end statements, backing up the system, or performing software upgrades. If the system is going to be unavailable, notification messages will be posted on both our home page, as well as the Personal Access signon page.
When going to the Personal Access signon page, you get this message: "The page must be viewed over a secure channel."
For obvious security reasons, we want to make sure your Personal Access information stays confidential. In order to make sure your member number and PIN stay safe, Personal Access is located on a secure server.
The web address of this server is:
https://personalaccess.tfcumn.org
Note the "s" after the "http" in the beginning of the address. If the web address you're trying to go to does not have this "s", you will receive the error message described above.

When you click on the ePay button, you get the error message, "System Error: Web Exchange - Vendor Error. Vendor information not available at this time! Please contact your financial institution for details."
This error message can happen for a lot of different reason (i.e. you don't have a checking account with TFCU, TFCU doesn't have all of your personal information on file, or the ePay Site is temporarily down.
If you receive this error message, please contact TFCU's Contact Center for assistance. You can also send an email to our online support staff.
763-544-1517
1-800-862-1998 |
| Monday |
7:30am-7:00pm |
| Tuesday to Friday |
8:00am-6:00pm |

Note: If you're having problems logging into Personal Access, you might be trying to log in during our routine maintenance procedures.
"Your Financial Institution is Not Available"
Personal Access is unavailable nightly between 9:00 and 9:15 PM (CST), Monday - Friday to allow for routine maintenance.
If you get the message "Your Financial Institution is Not Available" while trying to sign on during this timeframe, try back in 15 minutes. You might also find the system unavailable from time to time when we perform month-end statement processing, system backups, and software upgrades.
Thank you for your patience as we strive to keep the system in tip-top shape.

Problems when signing on to Personal Access:
"Sorry, that was not a valid member number, SSN, or PIN."
Did you receive this message while trying to sign-on to Personal Access, but don't know why? Here are a few possibilities to consider:
- Don't include your account type (S1, S10, etc.) before or after your member number.
- Don't include a "#" symbol before or after your member number or PIN.
- Make sure the PIN you're entering contains no symbols (dashes, etc.) or letters.
- Make sure you're entering a "numeric" PIN.
- Make sure you're entering your Telexpress PIN, not your Check Card or CUE Card PIN.
A final note - as a security precaution, Personal Access locks out users if the incorrect PIN is entered a number of times. If you've tried repeatedly to sign on with no success, even correct member number and PIN values may not work if you've been locked out of the system. Also note, if you are locked out of Personal Access, you'll be locked out of Telexpress, as well. Please call the TFCU Contact Center:
763-544-1517
1-800-862-1998 |
| Monday |
7:30am-7:00pm |
| Tuesday to Friday |
8:00am-6:00pm |

When signing on to Personal Access, your PIN is automatically entered in the PIN field.
You are probably using Internet Explorer as your browser. It comes with a feature called AutoComplete which, when enabled, automatically completes form and PIN fields for you.
If you do not wish IE to complete this field for you, you must change the setting in your browser:
- In IE, go to Tools and choose "Internet Options..."
- Choose the Content tab
- In the lower third of the screen click the AutoComplete button
- In the "Use AutoComplete for" section, uncheck the "Forms" and "User names and passwords on forms" choices
- Then click the "Clear Passwords" button in the Clear AutoComplete History section of that page
- Click "OK" twice to close those dialogue boxes
You may need to exit and re-open IE to make sure the settings take place.

When you click "View More" to see your checking account history, the page starts to load, then seems to disappear.
If you experience this, try following these steps exactly:
- Sign on to Personal Access
- Click the "Accounts" button
- Click the "View More" button for your checking account
- *Stop*
- *Wait*
- Do not click the "Show All Cleared Checks" button - give the history page plenty of time to load to your screen.
Wait for the entire account history to load. If you are using a dial-up internet connection and have a large number of transactions, your account history can take a while to load on the page. When it is done, go ahead and click on the "Show All Cleared Checks" button, if that is what you need.
You performed a transfer in Personal Access and when you look at it in the account's transaction history, it has an asterisk "*" next to it and the funds are not shown as available.
Normally, you can perform a transfer in Personal Access and access your funds immediately. However, if you try to access funds that have been transferred during non-business hours, they will appear in a pending state in your transactions history and not be available until the following business day when we process weekend and overnight items.
When downloading your transaction history from Personal Access into Quicken 2002 or earlier, your history displays in your browser window.
TFCU has found a compatibility problem with our Personal Access software and version of Quicken 2002 or lower when using Internet Explorer as your browser. You may find when downloading your transactions to Quicken they appear in your browser window. We have notified our software provider of this problem and are waiting for a permanent solution.
In the meantime members encountering this problem can use Netscape as their browser when downloading transactions or upgrade to the latest version of Quicken which offers web connect downloads. We apologize for the inconvenience this may cause and hope to have a solution in the near future.
When downloading your transaction history from Personal Access into Microsoft Money or Excel your transaction history displays in your browser window.
If this happens, it means that your browser is not set up to understand the "File/MIME Type" of the file you are trying to download. To resolve this issue, follow the steps below depending on your operating system.
Internet Explorer on a PC with Windows 95, 98 or NT
Internet Explorer on a PC with Windows 2000 or ME
Internet Explorer on a PC with Windows XP
Internet Explorer on a Macintosh
Netscape Navigator on a PC or a Macintosh
Netscape Communicator on a PC or a Macintosh
Macintosh Users:
When using the Quicken Web Connect feature (for Quicken 2003 and newer) to download your account history, your computer downloads a file called "ibank.dll" to your desktop instead of connecting directly to Quicken.
Unfortunately, Quicken does not support Macintosh's Safari browser at this time. If you would like to use our Web Connect feature to download your transaction history into Quicken, you will need to use either Internet Explorer or Netscape. We offer links to download these browsers in our downloads section.
Macintosh Users:
When downloading your transaction information for Quicken 2002 and older, your computer downloads a file called "ibank.dll" to your desktop.
Our Personal Access software does not support downloading .QIF files using Internet Explorer or Safari browsers. If you would like to download a .QIF file of your transaction history, we suggest you download Netscape's browser, which is compatible with our software. We offer links to download this browser in our downloads section.
"Sorry, that was not a valid member number, SSN or password"
The member number, Social Security number or PIN number you have entered are not valid. Carefully type your member number and PIN into the fields. If you are positive that you are typing both in correctly, please contact us to get your information reset.

"Sorry, that was not a valid member number, SSN or password and you have exceeded the maximum allowed PIN violations"
You have typed an incorrect Member number/PIN number more than three times, and your account has been locked out. Please contact us to get your online access reset.
I still need some help. How can I contact you?
Online
If you run into some troubles using Personal Access, check out our website. We have a FAQ section that might help you solve the issue. This is a good place to start, especially during non-business hours.
Remember to visit the "Personal Access What's New" page often for updates, new features, alerts, and scheduled downtimes.
Email
Or you can send an email to estaff@tfcumn.org and we will respond within 24 business hours, Monday through Friday.
DO NOT send any confidential information (account number, Soc. Sec. Number, credit card number) through your email, EVER. This means of communication is not encrypted, and might be hijacked while in transit.
Phone
Our Contact Center representatives are here to help! You can reach us here:
763-544-1517
1-800-862-1998 |
| Monday |
7:30am-7pm |
| Tuesday to Friday |
8am - 6pm |

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