TFCU Overdraft Privilege Service

We are pleased to provide a convenient new member service, Overdraft Privilege. We are always looking for ways to better serve our members. We think that Overdraft Privilege will do just that and add value to your checking account.

If you have ever made a mistake in your checking account, or written a check for more than the available balance in the account, you are aware of the expenses and problems associated with inadvertent overdrafts. We want to help you avoid these situations.


Overdraft Privilege Service:

• Requires no action on your part
• You do not have to sign any additional documents, and
• It costs you nothing unless you use the Overdraft Privilege Service
• Not available to account holders under Eighteen (18) years of age

Overdraft Privilege Can Mean:

• Payments of overdrafts up to $800* will normally be considered on eligible checking accounts!
• Fewer charges from retailers for returned checks!
• Additional convenience and flexibility in managing your funds!
• Less aggravation and embarrassment!
• Overdraft privilege is available for ATM withdrawals and Visa Checkcard purchases!
• Overdraft privilege is available for internet banking and telephone banking transactions!

Our normal non-sufficient fund or overdraft charges will apply to each item that would create an overdraft on your account. We will send you a notice each time an overdraft occurs.

Of course, we can't promise to pay every overdraft and we are never obligated to pay your overdrafts, even if your account is in good standing and we may have previously paid overdrafts for you. RESTRICTIONS DO APPLY.

Overdraft Privilege is another good service from, and another good reason for banking with TFCU. If you have any questions, please call or visit your local branch office.

We appreciate your business and having you as a member is VERY important to us.


*Overdraft payment limits are based on checking account type.