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Certificates: IRA Certificates
Effective April 15, 2008

Certificate Term

Initial
Rate 		Membership Rewards
Level 1		 Membership Rewards
Level 2
 Membership Rewards
Level 3
12 month 2.78 %APY 2.88 %APY 3.03 %APY 3.29 %APY
24 month 2.93 %APY 3.03 %APY 3.19 %APY 3.44 %APY
36 month 2.98 %APY 3.09 %APY 3.24 %APY 3.50 %APY
48 month 3.14 %APY 3.24 %APY 3.39 %APY 3.65 %APY
60 month 3.34 %APY 3.44 %APY 3.60 %APY 3.85 %APY
Total bonus: 0% .10% .25% .50%


Certificates: Regular (Non-IRA)
Effective April 15, 2008

Certificate Term

Initial
Rate 		Membership Rewards
Level 1		 Membership Rewards
Level 2
 Membership Rewards
Level 3
3 month 2.02 %APY 2.12 %APY 2.27 %APY 2.52 %APY
6 month 2.42 %APY 2.52 %APY 2.68 %APY 2.93 %APY
12 month 2.52 %APY 2.63 %APY 2.78 %APY 3.03 %APY
24 month 2.68 %APY 2.78 %APY 2.93 %APY 3.19 %APY
36 month 2.78 %APY 2.88 %APY 3.03 %APY 3.29 %APY
48 month 2.88 %APY 2.98 %APY 3.14 %APY 3.39 %APY
60 month 2.98 %APY 3.09 %APY 3.24 %APY 3.50 %APY
Total bonus: 0% .10% .25% .50%

Certificate Rates Climb Higher with Each Membership Reward Level!*

Reward Level 1
Combined TFCU Loan and Savings balances of $10,000 to $24,999
Reward Level 2
Combined TFCU Loan and Savings balances of  $25,000 to $49,999
Reward Level 3
Combined TFCU Loan and Savings balances of $50,000+

Our Membership Rewards Program makes opening a certificate at TFCU a "sweeter" deal. Today we're able to provide some of the most attractive rates in years. See just how much more our Membership Rewards program will add to your TFCU certificate in the chart above. Note that with a combined savings/loans balance of $50,000, you'll qualify for a .50% Certificate Rate Bonus!

To get started, call (763) 544-1517 or (800) 862-1998. Or open your new certificates online by logging on to Personal Access Online Banking.

* Rates and terms subject to change without notice. The amount of your Bonus is based on the aggregate balance under one member neumber on the day you purchase your certificate. Aggregate loan and savings balance excluees mortgagees and student loans. APY = Annual Percentage Yield. MoneyWise and Saver's Accounts are NOT eligible for the Certificate Rate Bonus. Minimum deposit to open is $500 ($250 if under age 18). Other certificate terms available. Early withdrawal penalties may apply.

 




 
 
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