| Loan Type |
Annual Percentage Rate |
| New and Used Cars, Trucks, and Motorcycles |
Fixed rates as low as
4.94% APR for purchases and refinances from other lenders.*
|
Boat, RV, Trailers
(new & used) |
Fixed rates as low as
4.94%
APR for purchases and refinances from other lenders.* |
| * The actual rate is based on the applicant's credit and payment history and the length of the repayment period. Other terms and conditions may apply. This rate includes a .25% reduction for electronic loan repayment. |
HomeLine Equity
Line of Credit1,3
|
4.25%
variable (4.25% -4.291% APR* variable):
up to 80% loan-to-value2
The APR will vary depending on your loan amount
|
Home Equity Loan1,2,4
Property must be owner-occupied, located in Minnesota or Wisconsin. Minimum new loan amount is $10,000. The APR will vary depending on your loan amount.
| |
5 year
(fixed)4 |
10 year
(fixed)4 |
15 year
(fixed)4 |
Up to 80%
loan-to-value |
5.75%
(5.75% - 5.829% APR) |
6.75%
(6.75% - 6.792% APR) |
7.00%
(7.00% - 7.030% APR) |
*APR = Annual Percentage Rate. The APR will vary depending on the loan amount.
|
| 1) |
Closing costs will typically range from $171 - $627 depending on your loan amount and the location of the property. An appraisal is also required in ALL cases. The cost of an appraisal is in addition to the basic closing costs, and will typically range from $175 (metro) to $350 (non-metro). The property must be owner-occupied, located in Minnesota or Wisconsin. The minimum new loan amount is $10,000.
Based on an appraisal; up to 80% of the appraised value, minus your present mortgage balance. |
| 2) |
The minimum Home Equity Loan amount is $10,000. The maximum is $200,000. |
| 3) |
The minimum HomeLine (Line of Credit) amount is $10,000, and the maximum HomeLine amount is $200,000. However you do not need to advance the HomeLine funds until you need them. To refinance your existing TFCU HomeLine, you must increase your credit limit and balance by $10,000. Maximum interest rate is 18% (18.041% APR) for all variable rate home equity lines of credit.
|
| 4) |
PAYMENT EXAMPLE: For every $1,000 borrowed at 5.75% (5.829% APR) over 5 years, the monthly payment is $19.22. Minimum loan amount is $10,000. |
|
Classic Visa®
Credit Card
|
11.90% fixed rate; up to $10,000 limit. |
Platinum Visa®
Credit Card
|
Fixed rates as low as 9.90%; $7,500 minimum line. Initial rate is based on an evaluation of applicant's payment and credit history. Actual rate may vary. |
| NEW: TFCU Visa® Gift Cards |
Click here to see TFCU Visa Gift Cards Terms and Conditions
|
| Line of Credit |
Fixed rates as low as 9.90%; up to $50,000 limit.
Initial rate is based on an evaluation of applicant's payment and credit history. Actual rate may vary.
|
| Share Secured |
2.75% APR variable |
| Certificate Secured |
2.00% over current earning dividend rate, rounded up to nearest 1/4 of 1%. |
First Mortgages
|
Rates change daily.
Call the 24-hour Rateline at
763-591-4949 for current rates. Call
763-595-4010 for additional loan information. |
| Rates are subject to change without notice. |
