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TFCU Savings Rates
Effective April 24, 2009
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| Click here to see our Certificate Rates! |
Share1 (Savings)
Effective May 1, 2009 |
| Min. Deposit to Open |
Daily Minimum
Balance to Obtain APY |
Annual Percentage Yield (APY) |
Dividend Rate Paid on Entire Balance |
$10
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$0-$499.99
| .10%
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.10% |
| $500 and up
| .25% |
.25% |
1 The minimum deposit to open this account and maintain
membership is the purchase of a $10 share in TFCU. |
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Sub-Share (Secondary Savings)
Effective May 1, 2009 |
| Min. Deposit to Open |
Daily Minimum
Balance to Obtain APY |
Annual Percentage Yield (APY) |
Dividend Rate Paid on Entire Balance |
$0
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$0-$499.99 |
.10% |
.10% |
| $500 and up | .25% |
.25% |
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Holiday Helper
Effective May 1, 2009 |
| Min. Deposit to Open |
Daily Minimum
Balance to Obtain APY |
Annual Percentage Yield (APY) |
Dividend Rate Paid on Entire Balance |
$0
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$0-$499.99
| .10%
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.10% |
| $500 and up | .25% |
.25% |
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MoneyWise Share1
(Savings for primary members under the age of 18)
Effective May 1, 2009 |
| Min. Deposit to Open |
Daily Minimum
Balance to Obtain APY |
Annual Percentage Yield (APY) |
Dividend Rate Paid on Entire Balance |
$10
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$0 and up
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.50%
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.50% |
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| 1The minimum deposit to open this account and maintain
membership is the purchase of a $10 share in TFCU.
NOTE: The MoneyWise Share Account will convert to the terms
of a regular Share Account when the primary member becomes 18 years old.
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MoneyWise MoneyFund Account
(Savings for primary members under the age of 18)
Effective May 1, 2009 |
| Min. Deposit to Open |
Daily Minimum
Balance to Obtain APY |
Annual Percentage Yield (APY) |
Dividend Rate Paid on Entire Balance |
$500
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$0-499.99
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.10%
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.10% |
| $500-$9,999.99 |
.50% |
.50% |
| $10,000-24,999.99 |
.50% |
.50% |
| $25,000 and up |
.75% |
.75% |
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| NOTE: The MoneyWise Share Account will convert to the terms
of a regular Share Account when the primary member becomes 18 years old.
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MoneyFund Account
Effective May 1, 2009 |
| Min. Deposit to Open |
Daily Minimum
Balance to Obtain APY |
Annual Percentage Yield (APY) |
Dividend Rate Paid on Entire Balance |
$2,500
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$0-499.99
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.10%
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.10% |
| $500-$2,499.99 |
.25% |
.25% |
| $2,500-$9,999.99 |
.25% |
.25% |
| $10,000-24,999.99 |
.50% |
.50% |
| $25,000-49,999.99 |
.75% |
.75% |
| $50,000+ |
1.01% |
1.00% |
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IRA Daily (Traditional and Roth)2
Effective May 1, 2009 |
| Min. Deposit to Open |
Daily Minimum
Balance to Obtain APY |
Annual Percentage Yield (APY) |
Dividend Rate Paid on Entire Balance |
| $0 |
None |
.50% |
.50% |
2 IRS penalties may apply for early withdrawal. |
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Wealth Builder Account
Effective May 1, 2009 |
| Min. Deposit to Open |
Daily Minimum
Balance to Obtain APY |
Annual Percentage Yield (APY) |
Dividend Rate Paid on Entire Balance |
| $100,000 |
$0-499.99 |
.10% |
.10%
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| $500-2,499.99 |
.25% |
.25%
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| $2,500-9,999.99 |
.25% |
.25%
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| $10,000-24,999.99 |
.50% |
.50%
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| $25,000-49,999.99 |
.75% |
.75%
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| $50,0000-99,999.99 |
1.01% |
1.00%
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| $100,000-249,000 |
1.21% |
1.20%
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$250,000-499,999.99 |
1.41% |
1.40% |
| $500,000-999,999.99 |
1.56%
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1.55% |
| $1,000,000+ |
1.76% |
1.75% |
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1The minimum deposit to open this account and maintain
membership is the purchase of a $10 share in TFCU.
NOTE: The MoneyWise Share Account will convert to the terms
of a regular Share Account when the primary member becomes 18 years old.
The above are prospective dividend rates and anticipated Annual Percentage Yields (APY). They are effective for the current dividend period and may change at any time without limitation as determined by the TFCU Board of Directors. Rates may change after the account is opened. Fees or other conditions could reduce earnings.
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