Certificates & IRAs
Certificates
We offer a variety of rates and terms to meet your needs. Open a certificate with our low $500 minimum deposit - just $250 minimum for those under age 18.
Dividends, compounded and credited at the end of each quarter and upon maturity, will be deposited back to the original certificate. Or choose to have dividends credited to another TFCU account or mailed to you.
IRA Daily Accounts, IRA Certificates, and Roth IRAs
An Individual Retirement Account (IRA) is a long-term savings program. Over the years, compounding can make thousands of dollars worth of difference, adding up to a more comfortable retirement for you.
Choose from the IRA daily account - you can add to your account in any amount at any time (up to IRS maximums). Or choose a certificate to earn a fixed rate for a given term.
With all the recent changes to IRAs and the tax code, make sure to check with your tax advisor to decide on the best IRA investment option for you.
Need to find a tax advisor? Call the Minnesota Society of CPAs CPA Referral Service at 952-831-2707 and the Society can refer you to a qualified tax advisor near your home or work.
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